Privacy Policy, Terms and Conditions, User Agreement, and Data Retention Policy of SimpleWorth
SimpleWorth operates the simpleworth.xyz website and SimpleWorth app, which provides the SERVICE.
This page is used to inform website visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service, the SimpleWorth website.
If you choose to use our Service, then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect are used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.
The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at simpleworth.xyz, unless otherwise defined in this Privacy Policy.
Information Collection and Use
For a better experience while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to your name, phone number, and postal address. The information that we collect will be used to contact or identify you.
Log Data
We want to inform you that whenever you visit our Service, we collect information that your browser sends to us that is called Log Data. This Log Data may include information such as your computer's Internet Protocol ("IP") address, browser version, pages of our Service that you visit, the time and date of your visit, the time spent on those pages, and other statistics.
Cookies
Cookies are files with small amount of data that is commonly used an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer's hard drive.
Our website uses these "cookies" to collection information and to improve our Service. You have the option to either accept or refuse these cookies, and know when a cookie is being sent to your computer. If you choose to refuse our cookies, you may not be able to use some portions of our Service.
Service Providers
We may employ third-party companies and individuals due to the following reasons:
- To facilitate our Service;
- To provide the Service on our behalf;
- To perform Service-related services; or
- To assist us in analyzing how our Service is used.
In using this service you agree to comply with the terms and conditions of our financial partners, who may include:
- Plaid
- Akoya
- Finicity
- Zillow
- Stripe
- Mx
- Yodlee
We want to inform our Service users that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.
Security
We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.
Links to Other Sites
Our Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
Children's Privacy
Our Services do not address anyone under the age of 13. We do not knowingly collect personal identifiable information from children under 13. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions.
In-App Purchases
In our Service, we offer the ability to purchase virtual goods, services, or subscriptions. These in-app purchases allow for the full use of the Service. Please be aware that when you make a purchase, you are doing so through a platform owned and operated by a third-party (e.g., Apple's iOS platform, Google's Android platform), and additional terms and conditions imposed by these third parties may apply. We do not promise specific outcomes or results from the use of these virtual goods or services. The use of these in-app purchases does not guarantee success or any particular outcome within the Service. We are not responsible for any dissatisfaction you may have regarding the use of these virtual goods or services, or your ability to use them. All purchases of virtual goods or services are final and non-refundable, except at our sole discretion or as required by applicable law. Your purchase of virtual goods or services is at your own risk. We do not assume any responsibility for any losses or damages resulting from your access to or use of any virtual goods or services, or your inability to access or use such items. Your purchase of a subscription entitles only one user account per-subscription, and termination of accounts tied to the same subscription may occur and are up to the discretion of the service provider, SimpleWorth.
Data Deletion and Retention Policy
1. Purpose
The purpose of this Data Deletion and Retention Policy is to establish guidelines for the retention and deletion of data collected, processed, and stored by SimpleWorth in compliance with applicable data privacy laws and regulations.
2. Scope
This policy applies to all employees, contractors, third-party vendors, and any entity or individual that accesses, collects, processes, or stores data on behalf of SimpleWorth.
3. Data Retention
Data will be retained only for the necessary period required to fulfill the purposes for which it was collected, unless a longer retention period is mandated by law or for legitimate business reasons. The retention period for specific types of data will be determined based on the legal requirements, business needs, and the purpose for which the data was collected. Regular reviews will be conducted to assess the necessity of retaining data and to ensure compliance with applicable laws and regulations.
4. Data Deletion
Personal data or sensitive information that is no longer necessary for the purpose for which it was collected will be deleted securely and permanently. Upon reaching the end of the data retention period or upon the data subject's request (where applicable by law), data will be promptly deleted from all systems, databases, backups, and storage devices. Secure data deletion methods will be employed to ensure that data is irrecoverable, minimizing the risk of unauthorized access or data breaches.
5. Responsibilities
Data Controllers, Data Processors, and relevant personnel are responsible for implementing and adhering to this Data Deletion and Retention Policy. Employees are responsible for identifying data that has reached the end of its retention period and reporting it to the designated data protection officer or relevant personnel for deletion.
6. Training and Awareness
Regular training and awareness programs will be conducted to educate employees on the proper handling, retention, and deletion of data in accordance with this policy and relevant data protection laws.
7. Compliance
SimpleWorth is committed to complying with all applicable data protection laws, regulations, and standards. Regular audits and assessments will be conducted to ensure compliance with this policy and to make necessary adjustments based on changes in laws or business requirements.
8. Documented Procedures
Detailed procedures for data retention and deletion will be documented and maintained to ensure consistency and compliance across the organization.
9. Review and Updates
This policy will be reviewed periodically and updated as necessary to reflect changes in laws, regulations, or company operations.
10. Contact Information
For inquiries or concerns regarding this policy, please contact contact@simpleworth.xyz.
11. Effective Date
This Data Deletion and Retention Policy is effective as of 1/1/2024.
Changes to These Policies
We may update our Privacy Policy and Data Retention Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new policies on this page. These changes are effective immediately, after they are posted on this page.
Our Privacy Policy was created with the help of the Privacy Policy Template.
Contact Us
If you have any questions or suggestions about our Privacy Policy or Data Retention Policy, do not hesitate to contact us.